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2011/08/04

What are mutual funds?

The savings through banks, credit unions, or checkbooks teachers, but help maintain the real value of money, offer relatively low interest rates. In search of higher yields, you can choose to invest directly in the Mexican stock exchange, debt, etc..

For those who find it difficult to invest directly in shares of publicly traded companies, or when it wants to diversify the investment in debt or foreign currency, it has the choice of investment funds. Also always worth starting with the most elemental, with the basics and that speculation can earn much, but you can also lose a lot.

Mutual funds are a mechanism for savings. It is a society organized a group of investors seeking a common goal, there are investment companies of many kinds: Those who invest in debt or fixed income or those who invest in shares of company which is equities. There are plenty of funds to suit the needs of each investor, and banks now offer great facilities for investment in these mechanisms.

The fact that investment companies as a "group of people," helps reduce the amount of money needed to invest. Normally you can go from $ 10.000 pesos, and some banks from $ 1,000.00. Mutual funds are an alternative for everyone.

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