Saving measures at home.

With these options for the proper use of appliances, not only lower energy consumption, but also work better for longer.

* The stove

* Electric heater: If you have a home that already has many years substitute with a more modern, efficient and better insulated.

- Try to use it only when necessary.

* The microwave

* Blender

* The toaster

* The refrigerator

* Washer: Use cold water and wash clothes when they accumulated enough tieng.

* Iron: Make use of this appliance when you have enough clothes for ironing.

- Do not leave your iron on if not in use.

- Do not iron clothes wet.

- Do your best to iron when you have no other devices on.

- Avoid board during the day until 6:00 pm, and during that time the price of energy is less because they are produced by hydropower.

- Turn off radio, televison and computer when not in use.

- Descontectelos when you leave for a very long time.

If your house has air conditioning, use it only in areas that require it and seal these areas is to prevent leaks.

- Enjoy the best natural light, open curtains and blinds during the day.

- Paint with light colored walls, ceilings and furniture in your house.

- Check that the lights in empty rooms are off.

- Try to use saving light bulbs in your home, you will save up to 50% on your lighting expenses, because they use only a quarter of the energy and last 10 times longer than incandescent bulbs, this is because the latter also produce heat energy .

The saving bulbs are more expensive but ultimately are more economical.

This example is a comparison of a house that uses incandescent bulbs and other uses saving bulbs, it is found that electricity consumption is lower.

Whereas the unit price (S /. / KWh) is 0.3368 and the power consumption for one month:

If you want to test, first take into account the level of lighting you want, because both incandescent and savers have different powers of light, a bulb saver from 9 to 12 w light as of 70 w.

Make sure you also buy in formal establishments and have warranty.

Try it, apply this suggestion savings and especially at this time next summer as it has been shown that this measure would also lower energy consumption considerably.

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Homestead

Have you ever stopped to think that life takes many turns and that if today we're up for something outside or within our control we can go down?.

What if for some reason we could not pay that money because we had an unexpected illness, accident or death? Creditors seek as charged, and in extreme cases, yet our goods or our house.

What if her husband becomes problematic for some irresponsible, and feels that the way out of their problems is wasteful with his house?

What would happen to your children and you if your partner decides to separate?

Best family assets to secure legally registering the homestead.

What is family heritage?

The homestead (without giving a legal definition that is half confusing) is comprised of those assets that the family members already have and use to meet their living needs. We can mention among them the house and the furniture itself. If within the house there is a little shop, or a piece of work whose family income is generated, so these can be included within equity in the family.

For what I use to record the heritage of my family?

Registering the homestead has the basic function of protecting the family, to give the assurance that they will receive, no matter what the future of their indispensable to life.

The registration of family assets:

Avoid that it can be repossessed if you can not pay the debts of the father, mother or any child.

Prevents bad properties can be sold by the parent.

Gives security to dependents (spouse or children) to continue to have these goods registered in the event of a divorce.

How do I register my family's heritage? Will need help from a lawyer, since the application is made before a judge. They need to make a list of each property you want to include in the family estate, and where possible their estimated value. This list is presented to the judge, who once approved, should be sent to registration of the property. The law under which regulates the homestead is different in each state. Some put a cap on the value of the home, or a cap on the total value of goods. Explore with counsel of its choice on the limitations that might occur.

Once I registered the family estate, you can change? If it can happen that new goods are purchased and want to add or any of the registered property is no longer available and seeking to eliminate it. The process will always be before a judge.

And if you want to sell any property that is listed? You can not sell, unless a request is made and evidencing the sale is a clear benefit for the whole family.

What is the life of the family patrimony? Once registered, the list of homestead property shall be considered until the couple is legally divorced and have no dependent children


If I have a record debt and my family heritage. Already I can seize my property?

The registration of homestead protects property debt subsequent to registration, not against those debts that already had previously. In addition, goods can not be mortgaged.

So now you know, to protect you and your family against these unforeseen future is a good idea to record their heritage.

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Save gas, install a solar heater.

In these times where the price of oil and gas are at record highs, at which time we become aware of global warming, and considering that saving and investment is the best way to grow the family wealth, it is time invest in the installation of solar water heaters.
Since last year the federal government and the manufacturers promote the purchase of green homes. Even Infonavit with green mortgages, offers more credit if the property does save gas, water and electricity. (Infonavit estimates that savings will have a minimum of 215 and even $ 540 pesos per month). Obviously, the savings in gas is the main advantage of installing a solar water heater. The gas savings of between 50 and 75% depending on the heater, and including water-saving showerheads

The solar water heater will provide water with a temperature between 50 and 60 degrees.
A 150-liter model to deliver enough hot water for 3 or 4 people (with an average of 30 to 40 liters of water per person).
The solar water heater only works on the day but keeps the hot water for 24 hours because heat is stored in tanks to only lose two to five degrees of temperature
There is hot water, even on cloudy days.
You can mix a solar heater with a gas boiler for hot water that never miss. The solar water heater and boiler are installed in series, ie one after the other, so the boiler supports the solar system and will always be hot water.

Some tips for using the solar heater

During the bath, try to use as little water as possible to maximize the use of which is stored on your water heater. If you can, invest in water keys now.
Preferably, bathe you and your family in the afternoon or evening, when it has the highest water temperature in your water heater.
Periodically clean the deck of the solar collector to remove the dirt that decreases the efficiency of the equipment.

Save and Invest

Consider installing a solar water heater as an investment and not as an expense. The gas savings will recover the cost of equipment over a period of 2 to 4 years depending on the number of people inhabiting the house and cleaning habits. Once recovered the investment will be pure savings over the next 16 years, it is estimated that the lifetime of a solar heater is 20 years on average. (Much longer than a boiler)

Considering a return time of our investment means that money placed in a solar heater would be giving us a profit of 25%. Who gives this performance with as little risk?

Savings also in business

Such heaters are also being used in business, where hot water is required. A clear example is tortilerías, where you can install up to 3 heating as shown in the picture.


source: economia.com.mx

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